OHEY INC. Client Relationship Summary

Date: 2026-08-26

Item 1. Introduction

Ohey Inc. has applied to register with the U.S. Securities and Exchange Commission as an investment adviser; that registration is in process. Brokerage and investment advisory services and fees differ and it is important for you to understand these differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.

Item 2. Relationships and Services

What investment services and advice can you provide me?

We offer investment advisory services to retail investors entirely through our website, https://ringmaster.oheyinc.com, and, when it becomes available, our mobile app, which is the same service on a phone. We have no brokerage business.

Everything we advise comes through that website and nothing comes any other way. We give no advice by telephone, in person, by email or by chat, and we do not explain or add to what the site tells you. That is a condition of how we are registered, not a preference. Support helps with the site and your account only.

You answer a questionnaire about your goals, time horizon, risk tolerance, finances, experience and account. Our software then picks the model portfolio that suits your answers and publishes its holdings and weights to you, updated each trading evening.

We advise on a limited menu: only our own model portfolios, holding only publicly traded stocks and exchange traded funds. No bonds, options, futures, crypto, annuities, insurance or private investments, and no financial, tax or legal planning.

You decide everything. We do not manage your account, do not monitor your holdings, never hold your money or securities and never place a trade. You open your own brokerage account and place every order yourself. Our service is non-discretionary: you make the ultimate decision regarding the purchase or sale of investments. No minimum account size; Item 3 says where our fee stops being worth its cost.

We currently have no advisory clients. No fee has been charged and no advisory agreement is in force. Our earlier Form ADV said two and called them test clients; that was wrong. Two people, one a family member of our Chief Executive Officer and one a personal friend, tried the platform and gave us feedback. They signed nothing, paid nothing and got no advice.

Conversation starters. Ask us:

• Given my financial situation, should I choose an investment advisory service? Why or why not?
• How will you choose investments to recommend to me?
• What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?

More detail: Form ADV Part 2A, Items 4 and 7.

Item 3. Fees, Costs, Conflicts, and Standard of Conduct

What fees will I pay?

One flat subscription: $19 per month, or $190 per year paid up front, billed in advance. Same service either way. Twelve months bought one at a time would be $228, so paying yearly saves you $38. New subscribers get a 14 day free trial: a card is required and nothing is charged until the trial ends. Cancel any time; if you paid yearly we refund the whole months you have not used at $15.83 each. There is also a free tier, which carries the same material one trading session later; the subscription buys the current session. The fee does not change with your account size, how much you invest, how often you trade or how your investments perform, so we earn the same however large your account is and have no reason to push you to trade or invest more.

You will also pay costs that do not come to us, in your own brokerage account: commissions and transaction costs, the expenses of any fund we include, custodial fees, margin interest, and stock borrow costs on any portfolio holding shorts. We receive no part of any of them.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.

Conversation starter. Ask us:

• Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

Our answer: $228 a year paid monthly or $190 paid yearly, about 2.3% or 1.9% of $10,000, plus your broker's costs. We would not invest the money; you would. More detail: Form ADV Part 2A, Item 5.

What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.

• We are paid to keep you subscribed, so we have an interest in your staying even when our advice may not be worth its cost. We charge one flat price with no lock-in, let you cancel any time, and say in our brochure where we think our fee is not worth paying.
• We and our people may own what we recommend. Clients get a portfolio before or at the same time as any account of the firm or its people acts on it, and nobody here may trade ahead of publication.
• Two of the people we expect to be our first clients are close to our Chief Executive Officer: one a family member, one a personal friend. They pay the same fee, get the same portfolios chosen by the same software, and are on the same terms as you. No different advice, no earlier access, no better pricing.

We make money only from subscription fees: no commissions, asset-based fees, performance fees, revenue sharing, payment for order flow, or compensation of any kind from any third party.

Conversation starter. Ask us:

• How might your conflicts of interest affect me, and how will you address them?

More detail: Form ADV Part 2A, Items 5, 11 and 14.

How do your financial professionals make money?

The firm has one person, its Chief Executive Officer, who owns the firm and benefits from its revenue. He receives no commissions, no bonuses tied to any security or transaction, no payment for bringing in assets and no third-party compensation, and is paid no more for recommending one portfolio over another.

Item 4. Disciplinary History

Do you or your financial professionals have legal or disciplinary history?

No. Visit Investor.gov/CRS for a free and simple search tool to research us and our financial professionals.

Conversation starter. Ask us:

• As a financial professional, do you have any disciplinary history? For what type of conduct?

Item 5. Additional Information

For more information about our advisory services, or an up-to-date copy of this summary or our Form ADV brochures, see https://ringmaster.oheyinc.com, email [email protected] or call 510-399-5653.

Conversation starters. Ask us:

• Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer?
• Who can I talk to if I have concerns about how this person is treating me?